We do not guarantee this website to be error-free and will not be responsible for any mal-functioning or other inconvenience to the user because of the use of this website. The material on this website is: • information of a general nature only which is not intended to address the specific circumstances of any particular individual or entity; • not necessarily comprehensive, complete, accurate or up to date; • sometimes linked to external sites over which RGA has no control and for which RGA assumes no responsibility; • not professional or legal advice (if you need specific advice, you should always consult a suitably qualified professional). This website is not intended to be a source of advertising, solicitation, or legal advice. RGA does not intend links on the website to be referrals or endorsements of linked entities. Disclaimer This website is not a law firm and does not create an attorney-client relationship © 2003-2011 RGA  Call: +91 11 43691989; +91 11 22610773                E-mail: rg@rajeevgoswami.com